Importance of the Health Insurance

In today’s world of instant gratification, everyone is just running overtime to fulfil their material desires. Everyone needs money to fulfil their material desires and objectives. Starting from the savings, various investments, and putting money into the various projects, everyone is busy in making their financial status much stronger and bigger than ever. With time, as everyone is running to make the financial status much stronger, we are giving much less attention to our health. Due to this, we face some sudden accidents or a sudden illness or disease. This leads to breaking all the financial arrangements. Costly medicines and health treatments require an unending amount of money. Such situations start cutting all over savings and stable financial growth. In order to cope up with the sudden illness, and the accidents, hospital bills, and various hidden tests, health insurance is the only answer. In the rise of current sudden Covid-19, Health insurance with surely protect the entire family. There are many significant advantages of health insurance that can control the enormous financial conditions of various families.
1.     Protects savings: - For health insurance, you just need to pay the yearly specified amount to the insurance company. Now, many medical emergencies are unpredictable. Treatment and the medical costs are increasing with time. Health insurance will not only save the family savings, but it will also cover the essential medical treatment costs from the hospitals.
2.    Cashless treatment: - In the case of the medical emergency, you are facing the financial crisis, you will get the benefit of cashless treatment with the health insurance policy number.
3.    Pre- and post-hospital charges: - Health insurance will also help you to get rid off from all the charges of the hospital from the time you are admitted to the time you are discharged.
4.    Free transportation: - Health policies cover the transportation cost of the ambulance and the private vehicle of the hospital.
5.    Tax- Benefit: - Health insurance also gives you the essential tax benefit under section 80D.
6.    Medical checkup and free medicines: - Health insurance provides free medical checkup provision. It also provides the free medicines with some prescribed policies.
7.    Free follow-up and checkup: - Insurance allows you to have the follow-up and the check-up with the no cost.
8.    Covers the room rent: - Health insurance covers the entire hospital room rent and expenses.
9.    Advantage of no claim bonus: - Bonus is paid to the insured person in case he does not claim for the insurance in the previous years.
10.  Easy registration: - Age proof, address proof and passport size are required for the insurance registration.
11. Beneficial for all senior citizens: - Health insurance is booster especially for the treatments on the senior citizens such as Heart-attack, Kidney-failure and cancer.
12.  Covers all the hidden costs: - The insurance covers all the  hidden medical treatment costs of all the tests conducted during the treatment.

 

Metal Synarios

Aluminium

·        Silver-white metal.

·        Firstly, found in 1824.

·        It is non-magnetic, ductile (ability to be drawn into a thin wire) and soft, conductive.

·        It is malleable (ability to be pressed into shape without breaking)

·        It has a great ability to resist the corrosion.

·        Chief ore of Aluminium is Bauxite.

·        It is three times lighter than iron.

·        It does not magnetize

·        It is easy in the processing and 100% recyclable.

·        It never catches the fire.

·        It is used as an alloy.

·        Aluminium has better thermal conductivity hence it is used for car radiators and A.C units.

·        It is cheaper than the stainless steel.

·        Melting Point: -660 degrees

·        Aluminium is manufactured in the two processes. The Bayer process of refining the bauxite ore to obtain the aluminium oxide and the Hall-Heroult process of smelting (extracting the metal from the ore by melting) the aluminium oxide to release pure aluminium.

·        Alumina, the intermediate substance that is produced by the Bayer process and that constitutes the raw material for the Hall-Heroult process, is also a useful final product.

·        It is a white, powdery substance with a consistency that ranges from that of talcum powder to that of granulated sugar. It can be used in a wide range of products such as laundry detergents, toothpaste, and fluorescent light bulbs.

·        Tensile strength of Aluminium increases as its temperature drops.

·        2kg of bauxite is required to produce 0.5kg of Aluminium.

·        First, you dig the bauxite from the ground, crush it up, dry it to leave just the aluminium oxide. Then you use an electrical technique called electrolysis (to split into aluminium and oxygen). Once it is done, the pure aluminium is casted into blocks known as ingots, which are used as a raw material for making the aluminium alloys.

·        Australia produces one third of world’s Bauxite.

·         Many cooking pots are made up of Aluminium.

·        Being a lightweight, Aluminium is used in architectural applications.

·        Ingots of Aluminium are about 16tons.

·        Used in transportation because of its strength and weight ex. Aeronautical applications and aircraft sealings and in bullet trains.

·        Non-magnetic the property makes it suitable to produce consumer goods as TV appliances, and electric appliances.

·        Due to lower density, Aluminium is used for long-distance power lines. Its ductile nature allows it to be merged easily with the wires. It's corrosion-resistant property is beneficial in the electrical industry.

·        Its non-toxic and odorless properties make it suitable for the packaging of food and pharmaceutical products and producing the pressure cooker and the cooking utensils.

·        Its sound absorbing nature makes it suitable to use as auto-bumpers.

·        Aluminium never produces any spark.

·        Average Aluminium content in the car will increase by 60% until 2026.

·        Current cost per kg in the Indian Market goes up to 131-133 INR.

 ©

           Kaushik 

 

 

Bhagvadgita:- Part18

श्री भगवानुवाच
अनाश्रितः कर्मफलं कार्यं कर्म करोति यः।
स संन्यासी च योगी च न निरग्निर्न चाक्रियः

Translation:-Krishna to Arjuna:- Yogi should perform his duties without any attachments to the results.

यं संन्यासमिति प्राहुर्योगं तं विद्धि पाण्डव।
न ह्यसंन्यस्तसङ्कल्पो योगी भवति कश्चन

Translation:-Krishna to Arjuna:- Yoga and renunciation are the same.

आरुरुक्षोर्मुनेर्योगं कर्म कारणमुच्यते।
योगारूढस्य तस्यैव शमः कारणमुच्यते

Translation:-Krishna to Arjuna:- To become the yogi, you should work without any desires.

यदा हि नेन्द्रियार्थेषु न कर्मस्वनुषज्जते।
सर्वसङ्कल्पसंन्यासी योगारूढस्तदोच्यते

Translation:-Krishna to Arjuna:- Work without attachment, desires and instant gratification.

उद्धरेदात्मनाऽऽत्मानं नात्मानमवसादयेत्।
आत्मैव ह्यात्मनो बन्धुरात्मैव रिपुरात्मनः

Translation: -Krishna to Arjuna: - Remember that mind is the biggest muscle in the human body. It can guide you also it can destroy you.

बन्धुरात्माऽऽत्मनस्तस्य येनात्मैवात्मना जितः।
अनात्मनस्तु शत्रुत्वे वर्तेतात्मैव शत्रुवत्

Translation: -Krishna to Arjuna:- You should conquer your mind, then it is your beloved friend. Else it is your worst enemy.

जितात्मनः प्रशान्तस्य परमात्मा समाहितः।
शीतोष्णसुखदुःखेषु तथा मानापमानयोः

Translation: -Krishna to Arjuna: - The conquered mind is a happy and balanced mind.

 

ज्ञानविज्ञानतृप्तात्मा कूटस्थो विजितेन्द्रियः।
युक्त इत्युच्यते योगी समलोष्टाश्मकाञ्चनः

Translation: -Krishna to Arjuna: - A person who has controlled mind, has the controlled senses and he feels and senses the mud, stones, and the gold equally.

सुहृन्मित्रार्युदासीनमध्यस्थद्वेष्यबन्धुषु।
साधुष्वपि च पापेषु समबुद्धिर्विशिष्यते

Translation: -Krishna to Arjuna: - A yogi treats everyone equally.

योगी युञ्जीत सततमात्मानं रहसि स्थितः।
एकाकी यतचित्तात्मा निराशीरपरिग्रहः

Translation: -Krishna to Arjuna: - A yogi should live away from the people, free from all the material desires, and keep on accelerating his mind to attain the supremacy.

Key points: -

·         Yogi should be free from attachments and desires.

·         Work without any instant glorification.

·        Mind is the biggest muscle in the human body.

·         The mind is your friend; on the other hand, it is enemy too.

·        Controlled mind is happy and balanced.

·        Yogi should live alone, away from the people.

·        Yoga and renunciation is the same.

      To be continued....

Book Review:- Eat That Frog!

Ways to stop procrastinating(delaying) and get the things done in less time

Written by: - Brian Tracy

Author has explained different ways in this book to get all the personal and professional things done in less time without delay.

        1.  Write down the daily personal and professional tasks in the diary. This activity will give a clear idea.
        2.  After writing the tasks, plan those tasks daily, weekly, monthly, and yearly. Plan all the tasks with the top priority wise.
        3.  Apply 80:20 pareto rule. It states that 20% of the activities give 80% of the results. It tells that focus on those important top 2-3 tasks, you will get the maximum (80%) result.
        4.  Review your daily work and activities regularly with the results.
        5.  Do the work which is much irritating/ worst/to you. Do the worst task first.
        6.  Plan your task with the specified numbers with the priorities. List the personal tasks with A series, professional tasks with B, Health C, and others with D and E.
        7.  Determine your key skill areas and rate them.
        8.  Find out the especially important tasks that are related to your work completion. These tasks might be 2-3 which account 90% of your work. Rest other tasks are supportive. In the logistic industry, the major tasks involved are packaging, transport, and delivery.
        9.  Prepare yourself thoroughly before beginning the tasks. Keep your workplace clean and neat.

10.  Do only one work and task at a time. Our mind is not made for multi-tasking. It is a myth.

11.  Keep upgrading your key- skills.

12.  Increase your key-skills set.

13.  Focus is more important.

14.  Keep on pushing yourself.

15.  Increase your skills and master in one of them.

16.  Keep on motivating yourself with good thoughts, good music, and good family life.

17.  Turn off all the technological communication modes for a while in a day and relax…relay. And relax…from the external pressures.

18.  Create new habits. New habits can be developed within 3 weeks with consistency.

19.  Do not waste any time. Rather invest it.

20.  Do not wait. Time never waits and it never comes once it is gone.

 

                     Click to purchase           

                         

                       

© Kaushik 2020.

  

                       

 

 

Bhagvadgita- Part17

तद्बुद्धयस्तदात्मानस्तन्निष्ठास्तत्परायणाः।
गच्छन्त्यपुनरावृत्तिं ज्ञाननिर्धूतकल्मषाः

Translation: - Krishna to Arjuna: - Man, who has faith in God, liberates himself.

 

विद्याविनयसंपन्ने ब्राह्मणे गवि हस्तिनि।
शुनि चैव श्वपाके च पण्डिताः समदर्शिनः

Translation: - Krishna to Arjuna:- Brahman, a cow, a dog are the same for a man in terms of knowledge.

 

इहैव तैर्जितः सर्गो येषां साम्ये स्थितं मनः।
निर्दोषं हि समं ब्रह्म तस्माद्ब्रह्मणि ते स्थिताः

Translation: - Krishna to Arjuna: - The vision of equality helps to conquer the cycle of birth and death. With the qualities of God, all men are in a transcendental situation.

 

न प्रहृष्येत्प्रियं प्राप्य नोद्विजेत्प्राप्य चाप्रियम्।
स्थिरबुद्धिरसम्मूढो ब्रह्मविद्ब्रह्मणि स्थितः

Translation: - Krishna to Arjuna: - With the faith in God, man is free from the confusions and he is free from the pain.

बाह्यस्पर्शेष्वसक्तात्मा विन्दत्यात्मनि यत्सुखम्।
स ब्रह्मयोगयुक्तात्मा सुखमक्षयमश्नुते

Translation: - Krishna to Arjuna: - Men who are never interested in external pleasures find the hidden pleasure within themselves. Since God lies within the man in terms of the inner voice.

ये हि संस्पर्शजा भोगा दुःखयोनय एव ते।
आद्यन्तवन्तः कौन्तेय न तेषु रमते बुधः

Translation: - Krishna to Arjuna: - Pleasures from the organs end very soon since they are painful.

 

शक्नोतीहैव यः सोढुं प्राक्शरीरविमोक्षणात्।
कामक्रोधोद्भवं वेगं स युक्तः स सुखी नरः

Translation: - Krishna to Arjuna: - Man who tolerates the agitations from his desires is happy since he is a karma yogi.

योऽन्तःसुखोऽन्तरारामस्तथान्तर्ज्योतिरेव यः।

स योगी ब्रह्मनिर्वाणं ब्रह्मभूतोऽधिगच्छति

Translation: - Krishna to Arjuna: - A yogi is a happy man. He finds God within himself. He is free from all the material desires.

लभन्ते ब्रह्मनिर्वाणमृषयः क्षीणकल्मषाः।
छिन्नद्वैधा यतात्मानः सर्वभूतहिते रताः

Translation: - Krishna to Arjuna: - Yogi is free from all the sins. He is doubt free.

 

कामक्रोधवियुक्तानां यतीनां यतचेतसाम्।
अभितो ब्रह्मनिर्वाणं वर्तते विदितात्मनाम्

Translation: - Krishna to Arjuna:- Yogi is skilled in neglecting the desires. His mind is under his control. He is a self-realized man.

 

स्पर्शान्कृत्वा बहिर्बाह्यांश्चक्षुश्चैवान्तरे भ्रुवोः।
प्राणापानौ समौ कृत्वा नासाभ्यन्तरचारिणौ

यतेन्द्रियमनोबुद्धिर्मुनिर्मोक्षपरायणः।
विगतेच्छाभयक्रोधो यः सदा मुक्त एव सः

Translation: - Krishna to Arjuna: - Kick out all the sensual enjoyment pleasures, control your mind, give up all the fears and you will be liberated.

 

भोक्तारं यज्ञतपसां सर्वलोकमहेश्वरम्।
सुहृदं सर्वभूतानां ज्ञात्वा मां शान्तिमृच्छति

Translation: - Krishna to Arjuna: - One should understand that I(Krishna) controls everything in the world. I(Krishna) am a friend of all the people. After this realization, peace will be achieved to everyone.

 

Key points: -

·        Do not lose the faith in God at any cost.

·        With the God qualities, all are in the transcendental situation.

·        Man is free from the confusions when he keeps faith in God.

·        Do not give much importance to the external pleasures

·        Real pleasure lies within you; in your inner voice which is a God’s voice.

·        Karma Yogi is the happiest man.

·        Karma Yogi finds God within his soul.

·        Karma Yogi is skilled in neglecting all the desires. He is self-controlled.

·        Sensual pleasures are non-value adding.

·        God (Krishna) is a friend of the entire universe. Everyone should note it.

  To be continued.....